Rich Dad Poor Dad经典读后感10篇
《Rich Dad Poor Dad》是一本由Robert T. Kiyosaki著作，Business Plus出版的Mass Market Paperback图书，本书定价：USD 7.99，页数：288，文章吧小编精心整理的一些读者的读后感，希望对大家能有帮助。
《Rich Dad Poor Dad》读后感(一)：书中自有黄金屋
虽然2013年才刚刚开始，但我知道今年年底回首的时候我一定会感激老天让我现在看了这本书。虽然很早就知道这本书，由于错误的家庭教育和自己的无知，一直对此书以及类似的理财类书籍没什么兴趣，从小时候就坚信父母和周围人教导的那一套：好好学习，找个好工作，然后好好工作。殊不知，这种模式正是作者最不提倡的，作者通篇极力劝导读者逃离这个“老鼠陷阱”，纵观全书，作者提出的一个重要思想就是：搞清资产和负债的区别，然后尽全力投资资产而不是负债。作者定义的资产即可以带来收入的资源，即可以生钱的钱（比如可以出租的房子）；而负债是需要继续耗费钱的资源（比如你买的自己住的大房子，买后需要还房贷、装修等）。
虽然之前零星看过一点理财的书，比如《小狗钱钱》，但都没有此书给我带来的效果震撼！
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 40-41 | Added on 星期六, 二月 02, 2013, 08:25 上午
One of the reasons the rich get richer, the poor get poorer, and the middle class struggles in debt is that the subject of money is taught at home, not in school.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 319-21 | Added on 星期三, 二月 06, 2013, 08:40 上午
“You’d best change your point of view. Stop blaming me and thinking I’m the problem. If you think I’m the problem, then you have to change me. If you realize that you’re the problem, then you can change yourself, learn something, and grow wiser. Most people want everyone else in the world to change but themselves. Let me tell you, it’s easier to change yourself than everyone else.”
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 361-62 | Added on 星期三, 二月 06, 2013, 08:50 上午
Just know that it’s fear that keeps most people working at a job: the fear of not paying their bills, the fear of being fired, the fear of not having enough money, and the fear of starting over.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 487-89 | Added on 星期三, 二月 06, 2013, 09:20 上午
“I’ve met so many people who say, ‘Oh, I’m not interested in money.’ Yet they’ll work at a job for eight hours a day. That’s a denial of truth. If they weren’t interested in money, then why are they working？ That kind of thinking is probably more psychotic than a person who hoards money.”
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 519-20 | Added on 星期三, 二月 06, 2013, 09:36 上午
“The main cause of poverty or financial struggle is fear and ignorance, not the economy or the government or the rich. It’s self-inflicted fear and ignorance that keep people trapped. So
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 753-59 | Added on 星期四, 二月 07, 2013, 09:53 上午
ecause students leave school without financial skills, millions of educated people pursue their profession successfully, but later find themselves struggling financially. They work harder but don’t get ahead. What is missing from their education is not how to make money, but how to manage money. It’s called financial aptitude—what you do with the money once you make it, how to keep people from taking it from you, how to keep it longer, and how to make that money work hard for you. Most people don’t understand why they struggle financially because they don’t understand cash flow. A person can be highly educated, professionally successful, and financially illiterate. These people often work harder than they need to because they learned how to work hard, but not how to have their money work hard for them.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 797-800 | Added on 星期四, 二月 07, 2013, 10:14 上午
It is said that the fear of public speaking is a fear greater than death for most people. According to psychiatrists, the fear of public speaking is caused by the fear of ostracism, the fear of standing out, the fear of criticism, the fear of ridicule, and the fear of being an outcast. The fear of being different prevents most people from seeking new ways to solve their problems.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Bookmark Loc. 993 | Added on 星期二, 二月 12, 2013, 09:47 上午
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 1027-31 | Added on 星期二, 二月 12, 2013, 09:58 上午
An important distinction is that rich people buy luxuries last, while the poor and middle class tend to buy luxuries first. The poor and the middle class often buy luxury items like big houses, diamonds, furs, jewelry, or boats because they want to look rich. They look rich, but in reality they just get deeper in debt on credit. The old-money people, the long-term rich, build their asset column first. Then the income generated from the asset column buys their luxuries. The poor and middle class buy luxuries with their own sweat, blood, and children’s inheritance.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 1208-9 | Added on 星期四, 二月 14, 2013, 08:39 上午
We all have tremendous potential, and we all are blessed with gifts. Yet the one thing that holds all of us back is some degree of self-doubt. It is not so much the lack of technical information that holds us back, but more the lack of self-confidence.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 1476-81 | Added on 星期四, 二月 14, 2013, 11:00 上午
Most people never win because they’re more afraid of losing. That is why I found school so silly. In school we learn that mistakes are bad, and we are punished for making them. Yet if you look at the way humans are designed to learn, we learn by making mistakes. We learn to walk by falling down. If we never fell down, we would never walk. The same is true for learning to ride a bike. I still have scars on my knees, but today I can ride a bike without thinking. The same is true for getting rich. Unfortunately, the main reason most people are not rich is because they are terrified of losing. Winners are not afraid of losing. But losers are. Failure is part of the process of success. People who avoid failure also avoid success.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 1569-71 | Added on 星期四, 二月 14, 2013, 11:56 上午
In school and in the workplace, the popular opinion is the idea of specialization: that is, in order to make more money or get promoted, you need to specialize. That is why medical doctors immediately begin to seek a specialty such as orthopedics or pediatrics. The same is true for accountants, architects, lawyers, pilots, and others.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 1606-7 | Added on 星期四, 二月 14, 2013, 12:08 下午
“Workers work hard enough to not be fired, and owners pay just enough so that workers won’t quit.”
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 1645-47 | Added on 星期四, 二月 14, 2013, 12:32 下午
ut for those of you who might be on the fence when it comes to the idea of working to learn something new, I offer this word of encouragement: Life is much like going to the gym. The most painful part is deciding to go. Once you get past that, it’s easy. There have been many days I have dreaded going to the gym, but once I am there and in motion, it is a pleasure. After the workout is over, I am always glad I talked myself into going.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 1726-30 | Added on 星期四, 二月 14, 2013, 02:32 下午
The fear of losing money is real. Everyone has it. Even the rich. But it’s not having fear that is the problem. It’s how you handle fear. It’s how you handle losing. It’s how you handle failure that makes the difference in one’s life. The primary difference between a rich person and a poor person is how they manage that fear. It’s okay to be fearful. It’s okay to be a coward when it comes to money. You can still be rich. We’re all heroes at something, and cowards at something else. My friend’s wife is an emergency-room nurse. When she sees blood, she flies into action. When I mention investing, she runs away. When I see blood, I don’t run. I pass out.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 1749-52 | Added on 星期四, 二月 14, 2013, 04:19 下午
In my own life, I’ve noticed that winning usually follows losing. Before I finally learned to ride a bike, I first fell down many times. I’ve never met a golfer who has never lost a golf ball. I’ve never met people who have fallen in love who have never had their heart broken. And I’ve never met someone rich who has never lost
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 1781-82 | Added on 星期四, 二月 14, 2013, 04:50 下午
The main reason that over 90 percent of the American public struggles financially is because they play not to lose. They don’t play to win.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 1885-90 | Added on 星期四, 二月 14, 2013, 06:57 下午
Today, I often meet people who are too busy to take care of their wealth. And there are people too busy to take care of their health. The cause is the same. They’re busy, and they stay busy as a way of avoiding something they do not want to face. Nobody has to tell them. Deep down they know. In fact, if you remind them, they often respond with anger or irritation. If they aren’t busy at work or with the kids, they’re often busy watching TV, fishing, playing golf, or shopping. Yet deep down they know they are avoiding something important. That’s the most common form of laziness: laziness by staying busy.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 2162-63 | Added on 星期五, 二月 15, 2013, 09:34 上午
The rich know that savings are only used to create more money, not to pay bills.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 2258-59 | Added on 星期五, 二月 15, 2013, 10:01 上午
Remember, the easy road often becomes hard, and the hard road often becomes easy.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 2283-85 | Added on 星期五, 二月 15, 2013, 10:08 上午
If I could leave one single idea with you, it is that idea. Whenever you feel short or in need of something, give what you want first and it will come back in buckets. That is true for money, a smile, love, or friendship. I know it is often the last thing a person may want to do, but it has always worked for me.
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Rich Dad Poor Dad (Robert T. Kiyosaki)
- Highlight Loc. 2342-46 | Added on 星期六, 二月 16, 2013, 09:17 上午
Finding a good deal, the right business, the right people, the right investors, or whatever is just like dating. You must go to the market and talk to a lot of people, make a lot of offers, counteroffers, negotiate, reject, and accept. I know single people who sit at home and wait for the phone to ring, but it’s better to go to the market, even if it’s only the supermarket. Search, offer, reject, negotiate, and accept are all parts of the process of almost everything in life.
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《Rich Dad Poor Dad》读后感(二)：吊丝的逆袭手册
用kindle读的电子版。
这本书英文不是很难，甚至让英文不好的我觉得有点罗嗦，一个个看似道理反反复复。
但是正是这样的看似简单的道理，却很少有人关注，当我在奋斗的路上，疲倦了，马上就要落入那个所谓的Rat race，这个所谓的牢笼的时候，我看见了这本书，感觉这本书与其说是所谓的理财的书籍，不如说是精神上的指导，理财上的细节并不是这本书的精髓，也正因为此，将这本书与其他书籍区分开来的原因，正在与它教给，告诉人的是从思维上如何变富有的方式，也许是更加根源的方式吧。
我理解这一本书就是在资本主义条件下，吊丝的逆袭手册吧。
放羊的娃的故事，不再继续的关键吧。
《Rich Dad Poor Dad》读后感(三)：财富思维的启蒙
也是我的英语入门读物，有趣词汇难度又不高，同时又能发现一些有趣的观点。
书名：Rich Dad, Poor Dad
作者：Robert T.Kiyosaki
篇幅：57394词
难度：比较简单，但是有时涉及到理财知识，后面也会有点难。
用时：25天左右
词典：Kindle自带
【透析成果】这是我读的第二本英文原著，突破5W字也不知不觉读了下来，最大的感受是对英文不再抵触了，但是做题时发现很多生词还是会很苦恼，希望慢慢变好。
【透析感悟】这本书和很多财富类书籍不同，他通过一个“我”的形象，对同时有两个爸爸的不同建议所产生的思考，并最终接受富爸爸的建议，里面很多理念对头脑是一种突破，应该若有所思。比如要先透析你自己，而不是先投资其它。要有让钱为我工作的想法，而不是总想着为钱而打工。敢于投资和承担风险，当然风险自己要有可控成度。不要随便乱欠他人债务。对于财富来讲，这是在宏观上改变自己的思想，让自己的思想更接近于富人，如果你想成为富人，除了思想上要接近，行动上更不应该落后。
【透析实录】
1. "Money is one form of power. But what is more powerful is financial education."
2. “The poor and the middle class work for money.” “The rich have money work for them.”
3. “If you want to be rich, you’ve got to read and understand numbers.”
4. “The rich acquire assets and the poor and middle class acquire liabilities.”Keep your daytime job, but start buying real assets, not liabilities or personal effects that have no real value once you get them home.
5. “An intelligent person hires people who are more intelligent than they are.”
6. "When I want a bigger house, I first buy assets that will generate the cash flow to pay for the house."
7. “Life is much like going to the gym. The most painful part is deciding to go. Once you get past that, it’s easy. There have been many days I have dreaded going to the gym, but once I am there and in motion, it is a pleasure. After the workout is over, I am always glad I talked myself into going.”
8. " Money is only an idea. If you want more money simply change your thinking."
《Rich Dad Poor Dad》读后感(四)：Nurture your financial intelligenceliteracy
-‘The price of the stock usually goes up when the downsizing is announced’, and that’s when employees lose but owners and investors win.
- strive to be good employees while also striving to own their investment corporation is not such a bad idea.
- The idea of job protection for life and job benefits seemed more important, at times, than the job.
- The avoidance of money is just as psychotic as being attached to money.
- The moment I began to picture a new baseball glove, candy and toys, that’s like a carrot to a donkey.
- An asset is sth that puts money in my pocket. A liability is sth that takes money out of my pocket.
- Three cash flow patterns:
A poor, or a young person still at home
Job (provides income)-> expenses (taxed food rent clothes fun transportation)
Asset (none)
Liability (none)
The middle class
Job (provides income)-> expenses (taxed food rent clothes fun transportation)
Asset (none)
Liability (mortgage consumer loans credit cards)
A wealth person
Assets (stocks bonds notes real estate intellectual property) -> income (dividends interest rental income royalties)
Liabilities (none)
And…what the masses do:
Income= work for owner
Expense= work for government
Asset= none
Liability= work for bank
-Wealth is a person’s ability to survive so many number of days forward…or if I stopped working today, how long could I survive？
-Mind your own business: Their profession may be a banker, but they still need their own business. (Business that do not require my presence)
-The best thing about money is that it works 24 hours a day and can work for generations.
-And the person who has the most timely info owns the wealth. Old ideas are their biggest liabilities.
-Financial intelligence is a synergy of accounting, investing, marketing and law.
-main management skills needed for success: management of cash flow, system (including yourself and time with family); and of people
-Our lives are a reflection of our habits more than our education.
《Rich Dad Poor Dad》读后感(五)：思维方式的改变
本来是抱着学英语的想法看这本书的，因为很早就听闻这本书值得一读。
当我接触这本书的时候，果然文字比较平易近人，易于学习，让你有一口气读完的冲动。
这本书是从思维方式是向传统理念提出挑战的：
书中提出的income和asset的区别，在我看来，就像是速度与加速度的区别。作者让我们更加关注金钱数量变化的趋势，而非现在拥有的收入，否则也迟早会有坐吃山空的一天。
作者在书中提到《Chicken Run》中那些吓坏了的小鸡，是恐惧让他们在冒险前止步，但是敢于输、敢于走辛苦的路的人最后反而比较轻松。该影片中的Ginger确实是一只敢想刚做又有领导力的母鸡，并且在每一次惨败后她依然懂得开动脑筋，继续尝试，哪怕付出牺牲的代价，也要带领大家摆脱现在的困境，她深深相信有一片美好的天地在这个环绕着恐怖的农场之外。
并且，作者为我们正名“风险”一词。其实，“风险”来自于未知。你应该管理风险而非避免风险。要如何学会管理，就要先了解该风险。可以从书上，从有经验的人那儿获得知识，再进行实践。
不过，作者在书本末过分的推销读得让我有点反胃。但总的来说，他在本书中提出的很多观点还是很有启发性的。
《Rich Dad Poor Dad》读后感(六)：读后感
这本是出名了很多年的书了，以前一直对理财没什么兴趣加之对于过于流行的东西有自然的抵触，所以一直没看。最近抱着试试的心态看完了全本，很多观点其实我并不同意，因为过分放大了金钱的价值并推而广之到到了所有人。不过依然最大的收获有两个:
1) 富爸爸和穷爸爸最大的区别，一个口头禅是we can't afford it，另一个是how can we afford it. 这个意义远远超出了理财本身，很喜欢这句。
2) Grow Asset，而不是Income. Income其实可以理解为一个以自身劳动为asset的收入，而书中提出的观念是要我们多考虑延伸到其他非劳动力的asset.
《Rich Dad Poor Dad》读后感(七)：实现财富自由
作者Robert在书中重点阐述我们要构建asset，减少liabilit。尽可能多地创造现金净流入量，最大化实现财务自由。
里面的一些观念很值得牢记。如The rich buy assets. The poor only have expenses. / Few people realize that luck is created. / You want to know a little about a lot. / The most important specialized skills are sales and understanding marketing.......I advise them to just spend a year learning to sell. Even if they earn nothing, their communication skills will improve. And that is priceless.
对自己来说，首先要控制消费，量入为出，强制储蓄，准备好投资的“鹅”。另外，继续加强学习，充实自己的mind,同时，也要多实践，如Robert 所说靠看书是学不会骑自行车的，要亲自去练习才可以。
《Rich Dad Poor Dad》读后感(八)：【透析】Rich Dad,Poor Dad
书名：Rich Dad,Poor Dad
作者：Robert T.Kiyosaki
篇幅：288页
难度：很简单
用时：忘记算了，磕磕绊绊毕业季
词典：有道词典
【透析成果】
当当当！这是我读的第六本英文书了，趁着工作之前希望能干掉10本。这是我第一本经融类的小说，这本书被许许多多人推崇过，或许没有读过，听都听过好几百遍了，什么经融类入门啊巴拉巴拉的。有许多金融大鳄将它奉为经典，也有好一部分人觉得这本书扯来扯去完全就是扯蛋！我自己比较喜欢干货，所以对于这本书我权当扫扫过，看到不清楚的专有名词做上标记而已。以下是我透析出来的生词，共计60个：foreclosure，in retrospect ,outcry,hitch,brokers,dip into,astute,entrepreneur,dough,dominion,sacrifice,creditors,despondency,tenacious,buyer's remorse,duplex,overcoming obstacles,union,hassle,pensions,jargon,synergy,rat race,detractors,corporation,intimidation,vehicle,permanent,portfolio,stocks,profession,franchise,generating,sophisticated,property taxes,home mortgage,cash flow,liability,assets,termination,distributor,Tar Baby,attorneys,fanatical,needy,fuse,sputter,deductions,a taste of life,guts,lecture,claustrophobic,plaster mold,a twist of fate,skull,forbade,accountants,investments,mutualfunds,smirk.
【透析感悟】
最近“个人理财”越来越火，好像如果一个人不进行理财就不能生活下去了似得，以至于市面上各种各样科班出身民间大神都开始写专栏出书分享自己的理财经验，那些小透明呢唯一能做的就是跑到下面留言大大好棒！马一下！点个赞！到目前为止，我使用的个人理财方式只有余额宝，我的方法是向里面存100W。谢谢大家！今天的课就到这里了哈哈哈哈哈。很多人嫌麻烦又没有非常丰富的知识（比如我），一味的follow其他人的理论，总是跟着别人想要赚钱这是不可能的。初读这本书，根本没有预想中那么牛逼哄哄，读完我有了个蛮深的体会就是：是个人多多少少都要知道点经融知识啊，做不到时代的先驱者至少也不要掉队啊！PS：所以我即将开始读经融类的书了，少读点外文小说啊！哈哈哈哈哈。
【透析实录】
这个信息大爆炸的世界，谁不努力一点，谁就会被狠狠的抛在后面。要么循规蹈矩要么活的精彩。But whatever happens, we have two fundamental choices: play it safe or play it smart by preparing, getting educated and awakening your own and your children's financial genius. - Sbaron Lecbter
至少我们还处于社会主义初级阶段喂！人人并非土豪，在面对奢饰品各色数码产品房子车子面前，好多人的反应就是：我没钱买不起！不如现在开始换一种表达方式：怎样我才能拥有那些？这就是这本书中穷爹和富爸的区别。one dad had a habit of saying, "I can't afford it." The other dad forbade those words to be used. He insisted I say, "How can I afford it？" One is a statement, and the other is a question. One lets you off the hook, and the other forces you to think。
本书中一些比较简短的人生建议（适合知乎233）
1.Laziness decreases both health and wealth.
2.Broke is temporary, and poor is eternal.
3.Being able to know when to make quick decisions is an important skill.
4."The poor and the middle class work for money." "The rich have money work for them."此句是全本书的核心内容了。
5.because your two emotions, fear and desire, can lead you into life's biggest trap.
6.The rich buy assets. The poor only have expenses. The middle class buys liabilities they think are assets。
7.Failure inspires winners. And failure defeats losers. It is the biggest secret of winners。
本书中强调了一下asset和liability的区别，我没搞明白等下去看下中文书，因为讲到区别的这一章的图片是乱码的。。。。An asset is something that puts money in my pocket. A liability is something that takes money out of my pocket.
作者还是免不了俗的抨击了一下教育，应试教育下的中国青年真的要哭了。作者不止一次的强调了学校只教育我们好好念书就会找到好工作，找到好工作就能赚钱了以及学校的教育使得很大一部分觉得对金钱热爱是很羞耻的。我特么的多爱钱你们造么！We started to understand why our rich dad told us that schools were designed to produce good employees instead of employers.
本书中作者提到了一个现象：An important distinction is that rich people buy luxuries last, while the poor and middle class tend to buy luxuries first。我表示非常同意，就拿我家举列，我爸妈一有钱就开始建造房子和买车以至于现在我家资金周转比较艰难，哎，求土豪包养我！快！当初我是极力反对的，但是我想了下，让你一下子改变你几十年的想法难到几乎不可能，这么一想也就算了， 要花钱就死命花吧，反正还没破产不是么。
如果做到以下的三个管理，才能真正的成功，我觉得作者写作完全卡卡卡卡给你几个大标题，再来几个小标题，其他的你就自己领悟吧，走好不送。作者肯定和我一样巨讨厌伸手党23333333
The main management skills needed for success are:
1. The management of cash flow
2. The management of systems (including yourself and time with family).
3. The management of people.
土豪不愿意和穷逼做朋友的真相：
I have several friends who have generated over a billion dollars in their
hort lifetimes. The three of them report the same phenomenon: Their friends who
have no money have never come to them to ask them how they did it. But they do
come asking for one of two things, or both: 1. a loan, or 2. a job.
：作者你那么损你老爸，你老爸知道么2333
《Rich Dad Poor Dad》读后感(九)：【悦读摘抄】看英文版Rich Dad Poor Dad做的摘抄+语言提要
目前看了三章，觉得英语表达简单，但还挺地道。
用来涨知识，学理财，顺便学点英语也挺好。
原文首发自己的原创英语微信平台，微信字体可以加粗、加亮，读起来效果更好。
http://mp.weixin.qq.com/s？__biz=MzA4ODAyMTY4MA==&mid=205643472&idx=1&;sn=78ade50d67574752de9fff2dbf7de8dd#rd
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一、【简介Introduction】语言提要
①基础单词
elf-reliance =Self-reliance is the ability to do things and make decisions by yourself, without needing other people to help you.自立
mindset =If you refer to someone's mindset, you mean their general attitudes and the way they typically think about things. 思维模式; 思想倾向
guidepost =a sign on a post by a road indicating directions 路牌; 路标
highly-educated 类似well-educated,文化水平高，受过良好教育的
trong, charismatic, and influential 都是描述人性格的形容词，这里分别指坚强、有个人魅力、有影响力的
②理财重要表达「非常实用哦」
assets =The assets of a company or a person are all the things that they own. 资产
liability =A company's or organization's liabilities are the sums of money which it owes. 负债
ocial security 社会保障「上期推送就有这词哦，复习下」
ay raises 加薪
retirement plans =A retirement plan is a savings plan in which part of the money that you earn is invested in the plan for you to use when you retire. 退休金计划; 养老金计划
medical benefits 医疗保障
ick leave 病假
vacation days 带薪休假天数
erks(s) =Perks are special benefits that are given to people who have a particular job or belong to a particular group.特殊待遇
③理财相关表达「简单、口语化的表达，也挺实用」
earn (substantial) incomes 收入不菲，substantial是一个表示程度的词「Substantial means large in amount or degree. 大量的; 很大程度的」
tart out on their careers 事业刚刚起步
different points of view about money 不同的金钱观
truggle financially 财务拮据
run out of money 没钱，run out of是个固定表达，比如We're running out of food.我们没食物了。
④词组
advanced studies 高深研究
onfull financial scholarships 全额奖学金，这里的介词on用的很妙哦，学起来~！
turn out to be 结果是，口语中很常用的词组，来个简单例句，I hope it turns out well. 我希望结果是好的。
in the long run =in the long term 长期而言
due (in large part) to =（很大程度上）因为「学习英语要循序渐进，如果觉得括号里内容略复杂，就把词组简化，先掌握最基础的表达，再加上细节」
e put to work 投入使用「类似意思也可以用其他单词、词组来表达，如be implemented= be carried out= be put in place等等」
exercise your mind 翻译成“锻炼头脑”是不是有点字面？试试“多思考”
e discussed over a meal 饭桌上谈起，这里介词over用的很妙，可加以记忆
at times 有时，偶尔，表示频率
e (acutely) aware of 深刻认识到，类似词组be fully aware of充分认识到
make (all) the difference 这个词组英文中常用，意思要根据具体情况翻译
made up one's mind 做出决定
gain power over sth 控制某事，还是觉得介词over的用法值得学
uild wealth 积累财富
ositive thinking 积极正面的思考，就是比较乐观的看待事情
hape their lives through their thoughts 他们的思维决定了他们的生活，这里shape意为“塑造”，该用法很值得学习
⑤句子
If I had had only one dad, I would have had to accept or reject his advice.
It would have been much easier to simply say, “Yeah, he’s right.以上两句话都用到了虚拟语气
The problem was that the rich man was not rich yet, and the poor man was not yet poor. 有意思的表达
The contrast in their points of view, particularly about money, was so extreme that I grew curious and intrigued. 用到so...that...太……以至于……
The stronger it gets, the more money I can make. 用到the more..., the more...
When it comes to money, play it safe. 前半句固定表达when it comes to sth 当谈及某事时，后半句固定表达play it safe 谨慎行事。
Money comes and goes. 固定表达come and go来来往往，比如People come and go. 人们来来往往。
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二、【第一第二章】语言提要
①单词
counterfeit= Counterfeit money, goods, or documents are not genuine, but have been made to look exactly like genuine ones in order to deceive people. 伪造的（货币、货物、文件等）
resilient=People and things that are resilient are able to recover easily and quickly from unpleasant or damaging events. 立即复原的
hort-lived 短暂的
unlearn 忘却，抛掉以前的想法「un-这个前缀就是表示否定，本账号11月29日第12期推送：Emma Watson联合国女权演讲中也有很多这样的例子哦」
elf-knowledge=is knowledge that you have about your own character and nature.自我认识，自知之明
high-maintenance （某事或某人）耗费精力，需要高额维修费或难伺候的
roduce 培养；这里不是produce最基础的词义“生产”，看原文例句：Schools were designed to produce good employees.「本账号12月26日第20期推送：Harry Potter悦读活动第3周摘抄集锦中讲过这个用法」
applicable 适用的，可应用的
windfall=A windfall is a sum of money that you receive unexpectedly or by luck, for example, if you win a lottery. 意外之财
ophisticated=Someone who is sophisticated is comfortable in social situations and knows about culture, fashion, and other matters that are considered socially important.老练的；久经世故的。看完英文词义，再看原文例句：Most never become what the investment world calls “a sophisticated investor.”大多数人永远无法成为投资界所说的“资深投资者”。「这词在口译中也很常用，比如：澳大利亚金融体系完善。Australia has a sophisticated financial sector.」
②金融理财相关表达
usiness partner 商业伙伴
the gold standard=a monetary system in which the unit of currency is defined with reference to gold 金本位制（感兴趣的可查维基百科/百度百科）
(deep) in debt 负债（累累）
ankers, accountants, real estate agents, financial planners 银行家、会计、房地产经纪人、金融顾问
financial literacy 金融知识「这里literacy的用法留意后举一反三，电脑知识computer literacy」
alance sheet=A balance sheet is a written statement of the amount of money and property that a company or person has, including amounts of money that are owed or are owing. Balance sheet is also used to refer to the general financial state of a company. 资产负债表 「资产负债表反应的是企业某一时点的财务状况。说的是某一时点上你有些什么和这些从何而来。By百度网友」
income statement 损益表 「损益表反应的是企业一定时期的经营成果。说的是你赚了或赔了多少。By百度网友」
cash flow=The cash flow of a firm or business is the movement of money into and out of it. 现金流
an inheritance, a pay raise, or lottery winnings 继承遗产、加薪、中彩票
income you never received because it went directly to Social Security through withholding=income tax withheld from employees' wages and paid directly to the government by the employer（从工资中）扣缴税款
tax break 减税
mutual fund(s) 共同基金，即将众多投资者的余额集中一起，由一个基金公司的专业投资经理人利用专业知识，分散投资各种不同的投资类别上，使投资能在互惠基础下享受低风险及较高的回报机会。From百度百科
keep books 记账，更常用的是它的名词形式bookkeeping
investment portfolio=In finance, a portfolio is the combination of investments that a particular person or company owns. 投资组合
financial statement 财务报表
aycheck 薪水
credit card 信用卡
cover one's expenses 足够支付花销
③词组
urst into laughter 放声大笑
work long hours 工作时间很长
convenience store 便利店
on top of that 除此以外「可用于衔接上下文」
give you a taste of life 让你体会下人生
in most cases 大部分情况下
a burning desire 强烈的渴望
a high-paying job 一份高薪工作
tart over 从头来过，重新开始
oothe the fear 缓解恐惧「文中还用了calm the fears，意思相近」
widen our views 开阔眼界
to one's advantage 对某人有利
the gap between the haves and have-nots 贫富差距「the+形容词：表示一类人；这里the haves指富人（拥有一切），the have-nots指穷人（什么都没）」
in an educated society with a well-run government 社会教育程度高，政府运转良好「学习这里的形容词」
the whole picture 全局「近义词：the big picture大局」
think sth through 考虑清楚
a knee-jerk reaction 下意识的（膝跳反射）反应「看英文释义会发现这个词组的情感色彩：表不满」
a short-term solution to a long-term problem 用短期方法解决长期问题
out of fear and greed 出于恐惧和贪婪「举一反三：出于礼貌，out of courtesy」
have a rough ride 艰难时期
eauty queens 选美比赛冠军
highly educated, professionally successful, and financially illiterate 受过良好教育、职业成功、缺乏金融知识
has a set pattern 有固定模式
hoot themselves in the foot（习语）搬起石头砸自己的脚，自讨苦吃
keep up with the Joneses（习语）与人攀比
raise one's eyebrows 扬眉毛（表示怀疑或不相信）
discouraged creativity 不鼓励创新
et one's goals 制定目标
④句子
Take it or leave it. （习语）要么接受要么放弃，不接受讨价还价。
Life pushes all of us around. 人们被生活推来推去/受生活摆布。
Then you die a boring old man. die+词组表示：以……的方式死去
Deep down you were terrified of taking risks. 内心深处你极度害怕承担风险。
I could talk until I was blue in the face筋疲力尽 and you wouldn’t hear a thing.耳边风，听不进
Don’t get me wrong. 不要误会我。「简单常用的表达」
The simplicity of the idea escapes them because they have been educated differently.「escape本义：逃脱，这里语境中具体指人们受到教育不同，因此无法理解简单的观点。」
I have focused on, and been successful in, building an asset column that has made me financially independent.「学习固定表达，尤其是和介词的搭配」
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三、【第一第二章】摘抄（中文自个儿翻译的）
❤Being able to know when to make quick decisions is an important skill. 知道何时该当机立断是个重要能力。
❤Most people want everyone else in the world to change but themselves.大多数人指望别人改变，却偏偏不改变自己。
❤True learning takes energy, passion, and a burning desire.真正的学习需要精力、激情和极强的求知欲。
❤Just be an observer, not a reactor, to your emotions.观察自己的情绪，而非受其影响。
❤You’re only poor if you give up. The most important thing is that you did something. Most people only talk and dream of getting rich.只有放弃了才贫穷。最重要的是做过事。大多数人只是空谈，幻想变得富有。
❤The avoidance of money is just as psychotic as being attached to money.不谈钱就和迷恋钱一样有病。
❤What intensifies fear and desire is ignorance. 无知让人更害怕，更贪婪。
❤Confronting fear, weaknesses, and neediness by choosing our own thoughts is the way out.独立思考，方能直面恐惧、脆弱和贫穷。
❤Rich dad believed in the KISS principle—Keep It Simple, Stupid (or Keep It Super Simple).富爸爸信奉KISS原则：让事情简单得傻瓜都明白，也就是超级简单。「打个岔：学口译也要坚守KISS原则哦！Keep it short and simple.说话简明扼要！」
❤You find you have dug yourself into a hole... stop digging.发现自己挖了个坑——停止挖坑。
❤It is said that the fear of public speaking is a fear greater than death for most people. According to psychiatrists, the fear of public speaking is caused by the fear of ostracism, the fear of standing out, the fear of criticism, the fear of ridicule, and the fear of being an outcast. The fear of being different prevents most people from seeking new ways to solve their problems.很多人怕公共演讲胜过怕死。剧心理学家所说，害怕公共演讲是因为害怕被排斥，害怕脱颖而出，害怕批评，害怕被嘲笑，害怕格格不入。害怕与众不同让大多数人无法用新方法解决问题。「打个岔：①这就是为什么主页君要做那么多影音口语和演讲解析，帮助大家提高演讲力！②这段最后一句话3月31日有专门推送过哦~！」